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FORECLOSURE PREVENTION COUNSELING
RCCR's housing counselors are trained to assist you in foreclosure prevention. We assist homeowners who are at risk of foreclosure and otherwise struggling with their monthly mortgage payments. Please contact Nancy Jones at (304) 346-6398 or submit an inquiry for assistance.
How to Avoid Foreclosure
When you are facing losing your home to foreclosure it is a scary time and there are a few things to be aware of.
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Communicate With Your Lender
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If you know you are going to have trouble making payments you need to communicate with your lender before you start missing bills. The foreclosure counselors at RCCR can help with how to communicate this to your lender.
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Be Aware of Foreclosure Scams
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These can take many forms, from traditional media to online advertisements claiming they can stop you from going into foreclosure. To ensure you are not getting false legal advise or being scammed you can find a government certified housing counselor like RCCR through the HUD website.
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Mortgage Refinancing
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Refinancing your mortgage allows you to pay off your existing mortgage and take out a new mortgage on new terms. You may want to refinance your mortgage to take advantage of lower interest rates, to change your type of mortgage, or for other reasons. To see if this option is right for you please contact our housing counselors to go through the specifics.
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Contact RCCR to Get Started
If you are facing foreclosure, please contact the certified housing counselors at RCCR today. Call Nancy Jones at (304) 346-6398.
Frequently Asked Questions
What is a foreclosure prevention option?
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A deed in lieu is an option to prevent foreclosure if you do not have a large amount of equity in your home. Also, a short sale which may pay off part of the loan.
What is an acceptable mortgage payment history for foreclosure prevention?
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Try to pay on time consistently
Programs for veterans who are in foreclosure prevention.
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Contact the VA for assistance because they offer special programs for veterans.